Tag: CFPB

With recent layoffs at Klarna and inflation throwing a spanner in the works for many Buy Now, Pay Later (BNPL) ...

The Consumer Finance Protection Board (CFPB) issued an advisory opinion regarding the use of convenience fees, also known as “pay-to-pay” ...

Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...

Our view of BNPL is mixed. Consumers are ready for something new, as evidenced by the product’s growth. Lenders are ...

The Federal Reserve Bank of Atlanta published a blog regarding open banking in the U.S. titled, American Consumers May Soon ...

Credit bureau issues remain a festering issue for consumers. Although a series of laws and regulations mandate concise reporting, credit ...

Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned ...

The global payments industry continues to evolve at breakneck speed. After rebounding from the pandemic faster than most anticipated, the ...

The CFPB has been a political hotbed since its origin. Created under the guise of Dodd-Frank, the independent agency became ...

The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...