With 2023 Days Away, Credit Card Delinquencies Bubble
With less than a month left in 2022, credit card issuers can revel in low delinquency rates. But watch out ...
Tag: Credit Card Issuer
On-demand Webinar: Understanding First Party Fraud Chargebacks
Sometimes customers engage in legitimate transactions but then later ask for their money back from credit card issuers. The industry ...
The Ghost of Christmas Future: Protect Your Credit Card Books
Charles Dickens’ Ghost of Christmas Yet to Come brings Scrooge’s sad life to mind. In today’s context, the issue surrounds ...
Taking Aim at Credit Card Fees
Today’s WSJ scooped the story on a U.S. Senate bill that “Takes Aim at Visa, Mastercard Credit Card fees.” In ...
Recession and Credit Cards: Possibly? Did You Mean Probably?
The New York Times recapped Jerry Powell’s testimony to the Senate Banking Committee on June 22, and while there is ...
Digital Issuance for a Digital World
Consumer expectations are changing across the board. The world has become faster and more digitized. Payments in particular have been ...
Soaring Interest Rates: Credit Card Issuers Shift to Stabilize Mode
There is no way to fight it, but interest rates are rising quickly. It is a countermeasure against inflation, which ...
Fighting Fire with Fire: Bankers Want No Changes to Durbin Amendment
Interchange rates are the fees that merchants pay to card issuers for the acceptance of credit and debit cards. These ...
Collection Agencies and Credit Cards: Clear Boundaries Make Sense
There comes a point where the cost of collections exceeds the probability of repayment. Some sophisticated credit card issuers do ...
Russia Write-Downs Affect Top Banks, But Credit Cards Hold Steady
1Q22 results show that Russian exposure affected net revenue at some top banks, but credit cards performed well. Bloomberg reported: ...
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