Fighting Fire with Fire: Bankers Want No Changes to Durbin Amendment
Interchange rates are the fees that merchants pay to card issuers for the acceptance of credit and debit cards. These ...
Tag: Credit Card Issuer
Collection Agencies and Credit Cards: Clear Boundaries Make Sense
There comes a point where the cost of collections exceeds the probability of repayment. Some sophisticated credit card issuers do ...
Russia Write-Downs Affect Top Banks, But Credit Cards Hold Steady
1Q22 results show that Russian exposure affected net revenue at some top banks, but credit cards performed well. Bloomberg reported: ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
For Credit Card Interest Rates, Expect to See the First Jump on March 16
As a businessperson and consumer, your credit cards will likely rise on March 16 as the Federal Open Market Committee ...
Credit Card Issuers: The Big Get Bigger, The Small Get Smaller, and Goldman Doubles
The American Banker published a table of the top 140 credit card portfolios and their YoY increases on September 30, ...
CFPB and Credit Cards: Proceed with Caution
A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit ...
Co-Brands: Chase Wins, Capital One Scores, Alliance Data Slips
Credit card co-brands are essential because they can add scale to issuers who manage the relationships. When properly engineered, programs ...
The Data Around U.S. Credit Card Line Utilization:
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Percentage of Credit Card Originations by Age Group:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
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