5.5 And Holding: Fed Promises No More Rate Increases, Shielding Credit Cards
In the credit card business, where almost all cards index their rate to Prime + an X factor, you need ...
Tag: Credit Card
Commercial Cards: Growth on Growth, and Opportunities for Smaller Banks
Commercial card use in the US has risen dramatically, especially over the last couple of years. Spend volumes accounted for ...
5 Steps That Turn Credit Card Accounts Into Asset-Backed Securities
Credit card asset-backed securities remain a critical funding mechanism for major card issuers, allowing lenders to recycle capital and continue ...
Backfield in Motion: Goldman Sachs and Apple Get Serious About The Anticipated Credit Card
When Mercator Advisory Group first looked at the potential of Goldman Sachs (GS) extending their reach into consumer credit cards ...
Wake Up and Smell the Coffee: Harmonizing Merchant-Issuer Credit Card Rewards at Chase and Starbucks
With or without Chase’s Starbucks card, loyalty members love the stars and points offered in the latest overhaul of a ...
Synchrony: Creating a Super Private Label Credit Card
It looks like PLCC 2.0 has arrived. Instead of the business model linking iconic retailers, or top retail stores, Synchrony’s ...
Bursting At The Seams: Whoa, Canada
The Ability to Repay credit card debt was a component of the CARD Act of 2009, which requires U.S. credit ...
Kroger & Visa: Crying Wolf in Cincinatti or Sour Grapes
If you read today’s WSJ or NY Times, you will wonder about Kroger’s strategy to reject Visa at some (but ...
5 Eye-Catching Stats about Credit Card Usage
Consumer credit usage in the United States continues to evolve across income groups, generations, and demographic segments as online shopping ...
Have More or Fewer Consumers Reported Credit Card Fraud since 2015?
Don’t miss another episode of Truth In Data! Click on the red bell in the lower left corner of your ...
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