Walmart’s Credit Card Business Lands at OnePay, Synchrony
As Walmart turns back to Synchrony to issue its store-branded cards, the biggest winner may be OnePay, the Walmart-launched fintech. ...
Tag: Credit Cards
Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.
Canadian Cardholders Are Also Feeling the Pinch
While credit delinquencies in the U.S. continue to reach historical levels, Canada is facing a delinquency crisis of its own. ...
Top 4 Issuers by Credit Card Purchase Volume
Credit card issuers move billions of dollars in purchases every day, steering bank strategy, shaping consumer habits, and fueling economic ...
How Many Private-Label Credit Cards do Consumers Own?
Americans are holding more private-label credit cards than ever—store-branded cards tied to specific retailers rather than major networks like Visa ...
Memorized Card Numbers Linked to Increased Spending, Debt
Whether by design or sheer repetition, many consumers have memorized their debit or credit card numbers. That may be a ...
Medical Expenses, Vehicle Costs Drive Older Adults into Credit Card Debt
Many older adults carry credit card debt from month to month, but that is not necessarily a sign of profligacy. ...
Shifting Trends: Credit Cards and P2P Payments Take Center Stage
Financial institutions are exploring new ways to attract younger savers, and their payment habits are evolving in turn. Credit cards ...
How Many Charge-Offs Are There for Small Credit Card Issuers?
Small credit card issuers are facing a significant challenge in today’s economic environment as charge-off rates rise across the industry. ...
What Payment Methods Are Used to Fund P2P Payments?
Peer-to-peer (P2P) payments have become a popular method for individuals to transfer money quickly and easily, often in real-time. These ...
Is Credit Card Line Utilization Increasing?
Over the past five years, the available balance on credit cards in the U.S. has shown significant fluctuations, reflecting the ...
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