Tag: Credit Cards

Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.

Store-Issued Credit Card Rates Still Soar

by Tom Nawrocki

September 15, 2025

Retail credit card interest rates remain stubbornly high, despite the Federal Reserve’s rate cuts at the end of 2024. While ...

From Idea to Swipe: How to Launch a Winning Card Program

by PaymentsJournal

September 8, 2025

Launching a card is a complex process with the potential for long-term financial gains—if executed flawlessly. Yet, it moves quickly, ...

Gen Z: The Generation That Chooses—And Chooses the Extra

by Jesper Domargard

September 4, 2025

Gen Z is the consumer cohort every B2C company is fixated on today. But what sets them apart isn’t just ...

Top 5 Loan Loss Segments

by PaymentsJournal

August 22, 2025

Loan losses represent one of the most critical indicators of financial system health, and stress-testing scenarios provide a clear lens ...

Smart Cards: How AI Is Changing the Credit Industry

by Tom Nawrocki

July 23, 2025

Artificial intelligence has been a part of the credit landscape for a while now, but generative AI promises to fully ...

Top 5 Use Cases for Small Business Credit Cards

by PaymentsJournal

July 3, 2025

Small business credit cards aren’t just for covering day-to-day expenses—they’re strategic tools that can streamline operations, improve cash flow, and ...

Rewire Acquires Imagen, Looking at Prepaid Cards for Migrant Workers

Smells Like Team Spirit: What Makes Cobranded Credit Cards Work

by Tom Nawrocki

July 3, 2025

When Apple and Goldman Sachs—undisputed leaders in consumer tech and investment banking, respectively—teamed up to launch a cobranded Apple credit ...