Gen Z: The Generation That Chooses—And Chooses the Extra
Gen Z is the consumer cohort every B2C company is fixated on today. But what sets them apart isn’t just ...
Tag: Credit Cards
Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.
Top 5 Loan Loss Segments
Loan losses represent one of the most critical indicators of financial system health, and stress-testing scenarios provide a clear lens ...
Smart Cards: How AI Is Changing the Credit Industry
Artificial intelligence has been a part of the credit landscape for a while now, but generative AI promises to fully ...
Top 5 Use Cases for Small Business Credit Cards
Small business credit cards aren’t just for covering day-to-day expenses—they’re strategic tools that can streamline operations, improve cash flow, and ...
Smells Like Team Spirit: What Makes Cobranded Credit Cards Work
When Apple and Goldman Sachs—undisputed leaders in consumer tech and investment banking, respectively—teamed up to launch a cobranded Apple credit ...
Will Revolving Debt Increase in 2025?
Americans are carrying more revolving debt than ever, and 2025 could push those numbers even higher. Credit card balances have ...
Walmart’s Credit Card Business Lands at OnePay, Synchrony
As Walmart turns back to Synchrony to issue its store-branded cards, the biggest winner may be OnePay, the Walmart-launched fintech. ...
Canadian Cardholders Are Also Feeling the Pinch
While credit delinquencies in the U.S. continue to reach historical levels, Canada is facing a delinquency crisis of its own. ...
Top 4 Issuers by Credit Card Purchase Volume
Credit card issuers move billions of dollars in purchases every day, steering bank strategy, shaping consumer habits, and fueling economic ...
How Many Private-Label Credit Cards do Consumers Own?
Americans are holding more private-label credit cards than ever—store-branded cards tied to specific retailers rather than major networks like Visa ...
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