Tag: Credit Cards

Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.

Credit Card Stats: Strong Get More, Weak Get Less, But Risk is Everywhere

by Brian Riley

April 27, 2018

Today’s ABA Banking Journal indicates growth in purchase volumes for super-prime and prime borrowers, and lagging growth by subprime card ...

Thesis: Card Rewards – A Realistic Use Case for Blockchain

by Lou Grilli

April 26, 2018

There have been many suggestions for use cases for Blockchain, the underpinning technology for many cryptocurrencies. Loyalty programs have been ...

Credit Cards: Hot in Miami, Not in SFO

by Brian Riley

April 26, 2018

From today’s Bizwomen comes an article showing ups and downs of credit card balances in US cities, from a study ...

Credit Card Regulation and the Spoils of War

by Brian Riley

April 26, 2018

I grew fond of the CFPB as it developed from a political bomb to a consumer watchdog. The agency gained ...

How EMV Technology Enhanced Credit Card Processing Security

by PaymentsJournal

April 19, 2018

The introduction of EMV (Europay, MasterCard, and Visa) technology has significantly improved the security of credit card processing, providing a ...

Consumers Are Favoring a Single Card, Credit Card Transactions Without Signatures

Digital Kills the Receipt Signature: Credit Card Transactions Simplified

by PaymentsJournal

April 16, 2018

In a move that marks a significant shift in the world of retail and finance, the need for receipt signatures ...

Raising the Rates for Premium Credit Cards: Good Timing or Revenue Solution?

Delta and Amex Credit Cards: They Love to Fly and it Shows

by Brian Riley

April 13, 2018

Buried on page B2 of today’s Wall Street Journal is an interesting factoid. In 2017, Delta Airlines generated $3 billion ...

A Sad Thought: More Households have Credit Card Rewards over 401k Plans

by Brian Riley

April 11, 2018

If you have adult kids entering the workforce, joining trophy-name companies, you probably have given them the same conversation I’ve ...

debit card increase, Fund Startup with Credit Cards, NAFCU Credit Card Spending Rise

NAFCU Anticipates Growth in Credit Card Spending

by PaymentsJournal

April 11, 2018

The National Association of Federally-Insured Credit Unions (NAFCU) is forecasting a rise in credit card spending, signaling robust consumer confidence ...