Tag: Credit Risk

There are now more super prime and subprime borrowers, leaving fewer consumers in the middle of the credit market. According ...

Back in the old days of 2023, regulators were calling late fees “junk.” We kept calling them “contractual commitments,” as ...

The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...

So far, the first quarter of 2022 looks strong from a credit card risk perspective. Seasonally adjusted credit cards moved ...

There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution ...

A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit ...

BOSTON, MA - September 21, 2021 Recent research from Mercator Advisory Group finds that asset-backed securitizations (ABS) continue to rely ...

Credit is a risk business.  Revenue comes from interest rates calibrated with risk.  Expenses come from marketing, servicing the debt, ...

It may be the calm before the storm, but the numbers are exceptional.  Collection managers, take solace in the fact ...