Tag: Credit Risk

The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...

So far, the first quarter of 2022 looks strong from a credit card risk perspective. Seasonally adjusted credit cards moved ...

There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution ...

A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit ...

BOSTON, MA - September 21, 2021 Recent research from Mercator Advisory Group finds that asset-backed securitizations (ABS) continue to rely ...

Credit is a risk business.  Revenue comes from interest rates calibrated with risk.  Expenses come from marketing, servicing the debt, ...

It may be the calm before the storm, but the numbers are exceptional.  Collection managers, take solace in the fact ...

Full (or close to full) employment is a credit manager’s dream.  People spend more, pay more, and begin to consider ...

Mercator Advisory Group's view of the secured card market showed how the product changed since the CARD Act of 2009 ...

Taking chances can be fun; it’s how many people discover new hobbies or meet lifelong friends. But when it comes ...