Consumers Complain About Credit Monitoring Programs
I have personal experience with credit monitoring programs, mainly the product offered by Equifax. My strategy is to toggle it ...
Tag: Credit Score
Alt. Data and Credit Scoring: Interesting Idea at the Wrong Time
The concept of alternative data and credit card scoring needs to center on “why.” Credit is saturated in the United ...
Alternative Financial Data Offers More Clarity to Traditional Credit Risk Assessment
Consumers in no-file and thin-file segments with little to no markers of credit assessment face significant challenges to credit access ...
Credit Reporting Changes Are upon Us: Why Utility Data Will Prove Essential in Fixing a “Broken System”
Financial institutions, including credit bureaus and online lenders, are looking at alternative data sources as another way to create a ...
New Ways to Keep Score
The growth of fintech has made financial services more widely available in developing countries. But while more people now have ...
Chinese Population Scoring: Credit Card Payments and Much More
Fox News reports on consumer report carding in China, and how 23 million people are blocked from traveling by train ...
Chinese Credit Scoring: Creepy or Spooky
It is hard to beat the good old FICO Score. If you want to know the basics, all you need ...
Busting an Urban Myth: Carrying a Credit Card Balance Will Not Raise Your Credit Score
There is a flurry of news today about a survey that indicates 43 million Americans, or 22 percent of the ...
Credit Scoring or Credit Boring: Will Chinese Bureaus Dive too Deep?
Credit scoring, particularly the FICO Score, is a fascinating topic. As a credit underwriter, good scoring can make decisions a ...
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