BNPL CFPB Reports: Will Line Items Look like CCs or Installment Loans?
Today, the WSJ reports that Buy Now, Pay Later updates will begin at Equifax, with Experian and TransUnion soon to ...
Tag: Credit Score
Onboarding BNPL Borrowers to Credit Bureaus: Great Play by TransUnion
The chicken and egg issue about credit is that you need credit to get a credit score, but it is ...
CFPB & Credit Bureau Reporting: More than a Consumer-Side Issue
There's no doubt that it is vital to keep your credit bureau data current. Good hygiene suggests that you review your ...
Buy Now Pay Later Credit Bureau: Good Idea or Clouding the Issue?
Experian reported the introduction of the Buy Now Pay Later Bureau, a proprietary offering that promises to fix the issue ...
Financial Inclusion: Regulators Must Harmonize Goals for CC’s & Lending
There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution ...
Onboarding Credit Invisibles: Many Benefits to Embracing the Unscored
My personal FICO Score is usually 5% to 10% lower than my wife's score. She is long-retired, and I am ...
Experian Go™ Program Will Allow Millions of Credit Invisibles to Start Building Credit in Minutes
Costa Mesa, Calif., January 26, 2022 —To further financial inclusion across the United States, Experian® today launched Experian Go™, a ...
Credit Bureau Accuracy, Disputes & Trends: More than Just Credit Cards
Keeping credit bureau data accurate is a massive task the industry has toiled with since credit cards became a mass-market ...
CFPB and Credit Cards: Proceed with Caution
A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit ...
Experian’s Industry-First Buy Now, Pay Later Bureau Will Protect Consumer Credit Scores and Provide Real-Time Insights to Drive More Inclusive and Responsible Lending
Costa Mesa, Calif., Jan. 19, 2021 — In a move to protect the financial health of consumers, Experian® today announced ...
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