FICO Debuts Credit Scores with BNPL Data
After a year of research, FICO is introducing two new credit score models that incorporate buy now, pay later data ...
Tag: Credit Score
Learn about the significance of credit scores in financial health, their impact on lending decisions, and strategies to improve and maintain a strong credit profile.
Financial Health Tools Spur Digital Banking Adoption
It’s no surprise that digital banking has surged, as more consumers manage their lives through mobile devices. What is surprising, ...
Affirm to Report BNPL Data to Experian, Clarifying Lending Practices
In a significant move for the buy now, pay later (BNPL) industry, Affirm will begin reporting data on all its ...
How Do BNPL Loans Affect Credit Scores?
Pretty much since their introduction, buy now, pay later plans have been a point of contention regarding their impact on ...
CFPB Sues Experian Over Inadequate Resolution of Customer Disputes
The Consumer Financial Protection Bureau (CFPB) has sued credit bureau Experian, citing instances where the organization failed to adequately address ...
CFPB Eliminates Medical Debt from Credit Reports
The Consumer Financial Protection Bureau (CFPB) has finalized a rule banning medical bills from being considered on credit reports. This ...
CFPB Aims to Reduce the Financial Impacts of Domestic Violence
The Consumer Financial Protection Bureau has proposed rules designed to reduce the impact of coerced debt on victims of domestic ...
Everyone Can Use an iPhone, But an Apple Card Isn’t for Everyone
Full Disclosure: I love my iPhone. It is a paid-in-full iPhone XS Max that is six years old and works ...
How Many Complaints do the Credit Reporting Agencies Receive?
Credit reporting agencies play a critical role in determining consumers' financial health, but they are not without controversy. Consumers often ...
Accurate Credit Scoring is Essential to Combat Credit Delinquency
More households are depending on credit to meet day-to-day expenses, and that’s fueling worldwide credit delinquency. Credit scores for lower-income ...
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