New Credit Card Applications: Thanksgiving for the Household Budget
The most recent data from the Federal Reserve Bank of New York indicates that credit card applications increased in Q3 ...
Tag: Credit Score
Learn about the significance of credit scores in financial health, their impact on lending decisions, and strategies to improve and maintain a strong credit profile.
Super Launches a New Credit Builder Cashback Card Called Supercash
Millions of Americans remain underserved by traditional credit products, either because they have little to no credit history or because ...
Goldman Sachs: Three Big Cobranded Credit Cards and Near More than Half of U.S. Households
Morphing from investment banking into the rough and tumble world of consumer banking is not easy, but Goldman Sachs is ...
Schooling Goldman Sachs and the Apple Credit Card
It pays to watch FICO Scores, when you book new accounts and manage the credit cycle. Here is a case ...
FICO Scores are Objective, Relevant, and Reliable: Why You Need Them Throughout the Credit Cycle
To build upon two previous articles that unpack the recent Mercator Advisory Group white paper Credit Scoring, Fintech, and Consumer ...
Race and Credit Scores: It is a Social Issue, not a Scoring Issue
Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is ...
The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
FICO Scores: From Industry Invention to Future-Proof Independent Metric
To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI ...
CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Upstart or Downstart: Homegrown Scores Dampen Investor Confidence
There is plenty of talk about fintech Upstart’s recent stock performance, which closed at $37.46 per share on May 16, ...
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