Goldman Sachs: Three Big Cobrand Credit Cards and Near More than Half of U.S. Households
Morphing from investment banking into the rough and tumble world of consumer banking is not easy, but Goldman Sachs is ...
Tag: Credit Score
Learn about the significance of credit scores in financial health, their impact on lending decisions, and strategies to improve and maintain a strong credit profile.
Schooling Goldman Sachs and the Apple Credit Card
It pays to watch FICO Scores, when you book new accounts and manage the credit cycle. Here is a case ...
FICO Scores are Objective, Relevant, and Reliable: Why You Need Them Throughout the Credit Cycle
To build upon two previous articles that unpack the recent Mercator Advisory Group white paper Credit Scoring, Fintech, and Consumer ...
Race and Credit Scores: It is a Social Issue, not a Scoring Issue
Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is ...
The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
FICO Scores: From Industry Invention to Future-Proof Independent Metric
To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI ...
CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Upstart or Downstart: Homegrown Scores Dampen Investor Confidence
There is plenty of talk about fintech Upstart’s recent stock performance, which closed at $37.46 per share on May 16, ...
Why Banks Will Prosper from New BNPL Regulations
Imagine the Buy Now Pay Later (BNPL) industry as a car accelerating as the market grows. But the problem with ...
Klarna to Send Credit Reports to UK Agencies
A credit report is a record of credit history that is maintained by credit agencies. Credit agencies use credit reports ...
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