Alternative Financial Data Offers More Clarity to Traditional Credit Risk Assessment
Consumers in no-file and thin-file segments with little to no markers of credit assessment face significant challenges to credit access ...
Tag: Credit Score
Learn about the significance of credit scores in financial health, their impact on lending decisions, and strategies to improve and maintain a strong credit profile.
Credit Reporting Changes Are upon Us: Why Utility Data Will Prove Essential in Fixing a “Broken System”
Financial institutions, including credit bureaus and online lenders, are looking at alternative data sources as another way to create a ...
New Ways to Keep Score
The growth of fintech has made financial services more widely available in developing countries. But while more people now have ...
Chinese Population Scoring: Credit Card Payments and Much More
Fox News reports on consumer report carding in China, and how 23 million people are blocked from traveling by train ...
Chinese Credit Scoring: Creepy or Spooky
It is hard to beat the good old FICO Score. If you want to know the basics, all you need ...
Busting an Urban Myth: Carrying a Credit Card Balance Will Not Raise Your Credit Score
A credit score is an important metric that affects many areas of our daily lives. It helps us get approved ...
Credit Scoring or Credit Boring: Will Chinese Bureaus Dive too Deep?
Credit scoring, particularly the FICO Score, is a fascinating topic. As a credit underwriter, good scoring can make decisions a ...
U.S. Average Credit Scores Reach Record High Since the Recession
In a positive sign of economic recovery, average credit scores in the United States have reached a record high since ...
Credit Scoring: Rocket Science in Developing Countries
This piece on credit scoring in India coincides nicely with the latest Mercator Advisory Group research titled “Brazil, Russia, India ...
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