Tag: Credit

Stay updated with insights on credit at PaymentsJournal. Explore trends, news, and expert analysis on credit solutions, financial management, and their impact on consumer and business finance.

American Express Adds FIDC Insurance to Bluebird Cards

by Ben Jackson

March 27, 2013

American Express and Walmart announced onTuesday that Bluebird accounts will be eligible for insurance fromthe Federal Deposit Insurance Corp. and ...

Consumers Still Confused Over BofA, L.L. Bean Split

by Mercator Advisory Group

March 25, 2013

While retailers change their cobranded card issuers periodically (and sometimes the network brand on their cards), the event is usually ...

Point-of-Sale Terminals Should Revolutionize Credit Card Payments

by Dave Wilkes

March 23, 2013

There are more than 1 billion bank-issued cards in the United States – more than 500 million debit, 600 million ...

B2B Suppliers Beginning To See Solutions Enabling Card Acceptance For AR

by Patricia McGinnis

March 22, 2013

Limitations on supplier acceptance ofpurchasing cards have been one of the key factors constrainingvolume growth in the B2B purchasing card ...

MasterCard Enhances Smart Data With Benefits for Cardholders, Managers and Fleet Users

by Mercator Advisory Group

March 22, 2013

MasterCard announced several enhancements to its Smart Data application, two of which focus on capturing transaction data more accurately into ...

A Credit Marketing Strategy that Hits the Mark

by Eric Lindeen

March 20, 2013

An interesting development in the credit market is the increasing role of instant prescreen in account growth strategies. At a ...

What if Your Credit Risk Policy was a Clear Competitive Advantage?

by Karen Gordon

March 20, 2013

One of the most important lessons financial institutions (FIs) have learned as the industry recovers from the recession is that ...

Plastic-Shy Young in U.S. Spur Move to New Credit Data

by Mercator Advisory Group

March 19, 2013

The potential for a lost generation to the credit card industry is becoming apparent, by multiple measures.From a Bloomberg article: ...

As High Street Banks Falter, British Banking Alternatives Celebrate

by Tristan Hugo-Webb

March 18, 2013

A couple of weeks ago, British bank NatWestsuffered an IT crash that prevented customers from withdrawing cashat ATMs, using their ...

Fitch Says Chargeoffs and Delinquencies Continue to Improve

by Mercator Advisory Group

March 13, 2013

Based on recent measures of securitized credit card assets, chargeoffs and delinquencies continue to improve despite being are already-low levels. ...