October 18: National “Get Smart About Credit Day”
Today, the third Thursday in the month of October, is national “Get Smart About Credit Day”, the 15th anniversary of ...
Tag: Credit
Stay updated with insights on credit at PaymentsJournal. Explore trends, news, and expert analysis on credit solutions, financial management, and their impact on consumer and business finance.
Third Quarter Consumer Profits Are In: Prepare for Credit Tightening and Watch for the 2019 Credit Outlook
Today’s read comes from Yahoo, in a timely view of 3Q18 card profits. But the large banks are seeing challenging ...
Increasing Interest Rates and Turmoil
The Federal Reserve has been raising interest rates at an increasing rate over the past three years. In December 2015 ...
Lending Slowdown at Marcus: Less Mail in My Mailbox
I maintain a strong FICO score on my personal credit. I leave some credit cards open even if I don’t ...
What Percent of Small Businesses Use a Personal Credit Card?
- 36% of small businesses co-mingle personal funds with B2B purchases - The younger the business owner - the more ...
American Express Early Pay Offers Flexible, Cost-Effective Supplier Payment Options
American Express (NYSE:AXP) is announcing the initial launch of Early Pay, a supply chain finance and dynamic discounting solution, as ...
Brian Riley Analyzes Discover’s Big News on Small Business Credit
Today we’re focusing on small business and specifically Discover’s recent news and Mercator’s recent coverage of the space (in the ...
Engel’s Law and Credit Cards
The more you make, the more you spend says Engel’s Law of Economics. Here it is in play as Friday’s ...
AI Has a Long History with the Credit Industry
Artificial intelligence (AI) is not as new as some make it seem. The credit card industry has been using it ...
Highlights from the 2018 UK Payments Market Report
2017 was an exciting year for the UK payments market. According to a recent study conducted by UK Finance, 38.8 ...
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