Tag: Cybersecurity

Stay updated on cybersecurity trends and best practices in the payments industry. PaymentsJournal offers expert analysis and news to help safeguard financial data against emerging threats.

The Benefits of Accepting Tokens (Without Mentioning the Costs)

by Tim Sloane

November 5, 2019

This article describes all of the benefits tokens deliver, but it fails to mention the cost. Retailers that have failed ...

Look out Payment Providers! A Standard Is Born for Defining a Token’s Properties and Behaviors

by Tim Sloane

November 4, 2019

Card payment networks have implemented proprietary tokens that establish a unique mapping between card numbers, card accounts and the network ...

Another Delay of PSD2 SCA Mandate Reflects the Complexities of Ecommerce Authentication, PSD2 honeymoon period

Mastercard’s Approach to Passive Biometric Authentication

by PaymentsJournal

October 31, 2019

As people spend more time online than ever before, the nature of fraud is changing. Since the adoption of EMV ...

The Consequence of Mobile Convenience

by Robert Capps

October 11, 2019

The stage is set ready for a record-setting mobile shopping holiday season with Black Friday, Cyber Monday and the run-up ...

Are You a Good Steward of Your Personal Cybersecurity?

by Tim Sloane

October 11, 2019

A Zero Trust cybersecurity approach recognizes that everyday online activities can expose consumers and businesses to security threats. From browsing ...

Prepaid Rewards Have a Positive Effect on both Employee Recognition and Retention

Five Key Benefits That Self-Sovereign Identity Brings:

by PaymentsJournal

October 8, 2019

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...

Passwords Made of Unforgettable Images

by Hitoshi Kokumai

September 30, 2019

In the earlier article “Digital Identity - Follow Logic, Not Uncertain Reputation”, we made it clear that we should look ...

Are Market Forces Involved in the Higher Price for Stolen Credit Cards? Maybe Not.

Good Behaviour – Not Bad – Is the Key to Fighting Financial Crime

by Dave Excell

September 26, 2019

What’s the best way to catch a criminal? It’s simple. Be on the lookout for good behaviour. Now that might ...

Taking Account: Pandemic Pressures and a Reshaped Digital Banking Landscape

Digital Account Opening: Enabling Greater Trust Between Financial Institutions and Customers

by Tim Bedard

September 16, 2019

Financial institutions today are challenged with meeting consumers’ high expectations for fast and convenient digital banking processes, while also needing ...