Credit Purchases and Revolving Debt Declined in 2020:
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Tag: Debt
Discover the latest news and trends in debt management. PaymentsJournal provides expert analysis and updates to help you navigate financial challenges and opportunities in the debt sector.
Revolving Debt Generates Interest Revenue:
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Fintech is Bringing Debt Management Into the Digital Era
For most people, financial education was left out of school and career training. Financial knowledge barriers block well-meaning individuals from ...
Credit Card Growth: Marketer’s Dream or Credit Manager’s Nightmare?
It is still early in the game to prove whether the increase in consumer debt cited by the Federal Reserve ...
Credit Cards: First You Feel Good, Then Maybe Not So Much
Here’s an interesting read as we close out October. The New York Times reports on a research study from The University ...
BNPL: Klarna Prepares for UK Regulators, but Is It Enough?
Buy Now Pay Later Lending went off like a rocket in 2020, but 2021 has not been so kind. Nevertheless, regulators ...
Student Loan Payments: How Banking Industry Pros Can Better Serve Families
Since inauguration, Americans have been sitting with bated breath to see what President Joe Biden’s next move will be regarding ...
Revolving Credit Card Debt: Is $1 Trillion the Max We Can Handle?
One trillion is a large number. When it represents the amount of consumer debt in the United States, each of ...
Credit Card Interest Rates: Well-Intended, But Asking the Wrong People
The Senate Banking Committee holds a hearing about interest rate caps on July 29. The title is ominous: "Protecting Americans ...
Credit Card Debt Settlement Companies Come Under Fire: It Is About Time
Credit card growth might be lagging after COVID-19, but business is booming for private debt settlement companies. According to the Consumer ...
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