Brewing Credit Card Delinquency: Watch for Increases
Before we start getting excited about a drop in the inflation rate, which the Bureau of Labor Statistics just clocked ...
Tag: Delinquency
In Credit Cards, it is All About the Consumer Budget.
We outlined the stress of the consumer budget as high-interest rates and higher inflation take hold. You can read about ...
CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
CC Delinquency: Subprime Performance the “Canary in the Coalmine”
Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...
How Businesses Can Prevent Potential Customer Delinquencies
A helpful release on the CFO site reminds readers of the basic blocking and tackling required for the effective management ...
Financial Inclusion: Regulators Must Harmonize Goals for CC’s & Lending
There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution ...
Seven Positive Trends That Will Shape Credit Cards in 2022:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
In Credit Cards, Every Basis Point Counts
A basis point is a relatively small number. For example, when a number is expressed as 12.34%, the last position, ...
U.S. Gov’t Shut Down: Credit Card Lenders, Brace for a Slight Bump
In what has become a regular event, the federal government might officially close as of 12:01 AM, Friday, October 1, ...
Credit Card Delinquencies: Volume Decreases Choke Collection Agencies
Probably the least regarded segment of credit cards is the lowly collection agency. They work at the back end of ...
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