Tag: FICO

Update (2025): When this article was originally published in January 2023, Goldman Sachs was facing mounting losses in its consumer ...

A credit card charge-off occurs when the account is 180 days delinquent.  At this point, the financial institution must take ...

Morphing from investment banking into the rough and tumble world of consumer banking is not easy, but Goldman Sachs is ...

It pays to watch FICO Scores, when you book new accounts and manage the credit cycle. Here is a case ...

To build upon two previous articles that unpack the recent Mercator Advisory Group white paper Credit Scoring, Fintech, and Consumer ...

Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is ...

To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...

To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI ...

Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...

Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the ...