Why Fintechs Fail at Attracting The Largest Minority Group in the US
The Hispanic market, with its 63 million strong populace, is the largest minority cohort in the U.S. and growing rapidly. ...
Tag: Fintechs
Stay updated on fintech industry trends and innovations. PaymentsJournal provides expert analysis and news to help you navigate the rapidly evolving financial technology landscape.
Underwriting is the First Step in Accelerating Successful Onboarding
The world has officially reached a state of digitization. With devices in nearly every hand, purse, or pocket in the ...
PayPal in Australia: Hedging BNPL with Credit Cards or a Death Knoll for Aussie Fintechs?
There is no question that Australia a leader in BNPL, with a field of 12 creative fintechs focused on small ...
The Next Trillion Lending Opportunity: Under Banked and Under Borrowed?
BNPL was a wake-up call to traditional lenders. Perhaps existing models could handle more risk. Maybe branch banking finally lost ...
The FinTechs and the Dumbfounded
FinTech and Integrated Payments are terms which many people use but with widely varying definitions. FinTech is a Portmanteau or a ...
The Future of Fintech is Regtech
The rise of digital commerce has led to bold proclamations that the future of technology and the future of finance ...
How Digital Banking is Changing in 2021
2020 was a banner year for digital banking, challenger banking and the fintech community overall. The 20 largest challenger banks ...
Digital Banking Services Empower Banks to Compete Successfully with Fintech Disruptors
In his annual shareholder letter released on April 7, 2021, JP Morgan Chase CEO Jamie Dimon listed fintechs as “enormous ...
Buy Now Pay Later Lending: The (Not Really) New Thing
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
How Much Access to the Payment Rails Should Fintechs Have?
Canada is well on its way to introducing its Real-Time Rails (RTR) network in 2022 as a part of the ...
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