Tag: Lending

Stay updated on lending industry trends and developments. PaymentsJournal provides expert analysis and news to help you navigate the evolving landscape of loans and credit.

Credit Cards: No Grinch This Year as Consumers Flock to Credit Cards

by Brian Riley

December 1, 2021

The lull is over for credit cards, and for pundits who thought that revolving credit was over and displaced by ...

BNPL Winter 2021: The Beginning of the End?

by Brian Riley

November 30, 2021

So, I admit that I did another 6 BNPL loans in preparation for the winter holidays. With 14 paid loans ...

In the BNPL Future, Everyone is a Lender

by Robert Anderson

November 29, 2021

Ask a young person the last time they used cash, or even a physical credit card, to make a purchase ...

B2B BNPL: The Future of Business Finance?

by Adam Marks

November 15, 2021

Buy-now-pay-later: It’s the global fintech revolution enabling shoppers to pay for everyday products in installments, and arguably marks the greatest ...

Gradually Then Suddenly

by Sam Graziano

October 6, 2021

With a handful of consumer-facing “neo-banks” now at scale and listed (or soon to be listed) on stock exchanges, there ...

Risk, Reward and How Banks Can Thrive in an ESG-Focused World

by Thomas Boerner

September 30, 2021

Back in 2019, as chairman of the Business Roundtable, Jamie Dimon mobilized the organization to change its definition of a ...

Amazon and Small Business Lending: Helping to Preempt a Bankruptcy Storm, Amazon banking services

Amazon and Small Business Lending: Helping Avert a Bankruptcy Storm

by Brian Riley

September 22, 2021

Small business lending programs address a need created by COVID as companies look to return to normal. According to an ...

Banking and Blockchain: A Perfect Union

by Konstantin Richter

September 17, 2021

Our global financial system, long dominated by government-issued fiat currency, is shifting to include digital currencies. Visa recently reported that ...