BNPL: Will Regulators Be Able to Figure Out Reporting?
Our view of BNPL is mixed. Consumers are ready for something new, as evidenced by the product’s growth. Lenders are ...
Tag: Loans
Apple Makes Risky Play into the Lending Market
Interesting times at Apple, as a crowd of fintech analysts forms to see how far Apple will wade into the ...
Upstart or Downstart: Homegrown Scores Dampen Investor Confidence
There is plenty of talk about fintech Upstart’s recent stock performance, which closed at $37.46 per share on May 16, ...
Fair Lending and Credit Cards: No Problems Here
Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned ...
Installment Lending: Everything Old is New Again
BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just ...
PayDay Lending: Out on the Fringes and Still an Ugly Business
Credit cards often grab the headlines, but rates are highly regulated, the market is transparent, and competition is stiff. Standard ...
Consumer Asset-Based Loans: Are Fintechs Pennywise & Pound Foolish?
When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that ...
Marqeta Survey Shines a Light on European Consumer Lending
A recent survey completed on behalf of card platform Marqeta of European consumers highlights the challenges and opportunities for consumers ...
Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
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