Marqeta Survey Shines a Light on European Consumer Lending
Consumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to ...
Tag: Loans
Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
U.S. Household Debt by Type:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Credit Unions: Where the Money Is
The latest report by the National Credit Union Administration (NCUA) indicates that unsecured personal loans outpaced credit card volumes. Credit ...
If Consumers Like BNPL, Will They Love Installment Loans?
Credit cards and installment loans are consumer lending products, but they vary in objectives and terms. Credit cards provide consumers ...
Buy Now Pay Later Credit Bureau: Good Idea or Clouding the Issue?
Experian reported the introduction of the Buy Now Pay Later Bureau, a proprietary offering that promises to fix the issue ...
BNPL: What Goes up Must Come Down – Except for Delinquencies
If you are reading this today, you are probably aware of Mercator Advisory Group’s intense focus on Buy Now, Pay ...
Betting on Subprimes: Strategic Play or Risky Business?
The WSJ reports on the trend of increased lending to subprime borrowers, and while it sounds like a great deal, ...
BNPL: Entering Mainstream Lending with Credit Bureau Reporting
BNPL may not be the best thing that happened to lending, but credit bureau reporting for BNPL consumer loans may ...
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