2026 Will See Lackluster Growth in Credit: Thank Heavens
Javelin’s 2026 Credit Card Trends report anticipated moderate growth in 2026, and we are pleased to see the credit reporting ...
Tag: TransUnion
Holiday Season Brings Added Pressure for the Lowest-Income Borrowers
One concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households, ...
As Credit Washing Surges, TransUnion Fights Back
Fraudulent credit activity is on the rise, and it’s costing lenders—and consumers—millions. TransUnion is launching a solution to fight credit ...
More Consumers Shift to the Extremes of the Credit Risk Spectrum
There are now more super prime and subprime borrowers, leaving fewer consumers in the middle of the credit market. According ...
Market Changes and FICO Scores
Credit cards are better than cash. You can spend more than you have and set all your repayment terms, as ...
Delinquencies Run Rampant as Student Loan Collections Return
The process of collecting defaulted student loan payments has resumed after a five-year pause due to COVID-19, and the outlook ...
Stolen Data Too Often Fuels Tax-Related Fraud
While many consumers are busy preparing their 2024 tax returns, a new study shows that nearly a thousand data breaches ...
CFPB Sues Experian Over Inadequate Resolution of Customer Disputes
The Consumer Financial Protection Bureau (CFPB) has sued credit bureau Experian, citing instances where the organization failed to adequately address ...
CFPB Eliminates Medical Debt from Credit Reports
The Consumer Financial Protection Bureau (CFPB) has finalized a rule banning medical bills from being considered on credit reports. This ...
Fraudsters on the Line: The Rise of Call Spoofing in the Financial Industry
Today, we carry devices with us wherever we go, making us highly vulnerable to imposter scams, call spoofing, and data ...
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