In Canada, Three’s a Charm for Visa Installments and BNPL
Buy Now Pay Later enjoyed exceptional growth in the past two years, but it will likely surge as Visa perfects...
Durbin On Credit: Unintended Consequences Will Tighten Consumer Credit During Economic Recovery
A Forbes story suggests that Senator Durbin is now looking to do for credit cards what he did for debit...
Wells Exits Installment Lending: So What?
The buzz today is about Wells Fargo exiting the consumer loan business. Although headlines across the U.S. make the strategic...
Credit Card Debt Settlement Companies Come Under Fire: It Is About Time
Credit card growth might be lagging after COVID-19, but business is booming for private debt settlement companies. According to the Consumer...
Credit Card Portfolios Slide: Lower FICO Scores, Steal a Co-Brand, or Loosen Up Lending
Based on Bloomberg numbers, nine top credit card portfolios continue to show negative growth. The Financial Times illustrates credit card...
Wells Fargo: Out of the Penalty Box and Back Into the Business of Credit Cards
There’s no doubt that the Wells Fargo scandal left its impact on many careers, the firm, and the industry, but...
Raising the Rates for Premium Credit Cards: Good Timing or Revenue Solution?
American Express raised its rates on the legendary Platinum Card. In an article this morning, The American Banker wondered if...
National Credit Card Collection Manager Day
The often thankless job of a collection manager deserves note today, with 184 days remaining in 2021. Sure, collections do not...
BNPL: The Times They Are a-Changin’ for Credit Cards
One of the highlights of our recent Buy Now Pay Later research report was that the market is in a...
Credit Card Rewards: Love Them or Hate Them, Expect them to Stay
The American Bankers Association’s new report on credit card rewards dispels a few interesting rumors about credit card rewards. Instead,...
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