May Day In Pay Day Loans: If Credit Card Interest Bothers You, Read This
Pay Day Loans are an ugly business. They focus on the credit impaired, and it is not unusual to see...
Millennials: More than Just Credit Cards to Worry About
Today’s NYT talks about how “Millennials Could Make the Fed’s Job Harder.” A young generation of aggressive savers could leave...
Happy Valentines Day: Credit Card Usage or “Love Hurts”?
How do relationships affect credit card usage? Today’s New York Times talks about a timely issue in “Your Cheatin Wallet,”...
Mastercard in China: A Day Late and a Dollar Short?
Mastercard's quixotic effort to establish a business in China was finally realized, but is China Central Bank’s approval too little...
Credit Card Accounting and CECL: Top Bank Impacts Are In
The Current Expected Credit Loss (CECL) accounting standard is a new requirement for financial institutions. It will replace the incurred...
CFPB, Citizens, and Credit Card Dispute Management: Too Little Too Late or Gotcha?
CFPB filed a lawsuit against Citizens Bank over the handling of credit card disputes. While we are not close enough...
Changing Credit Card Interchange: Ten Years in the Making
All parties benefit in the payment card transaction. Consumers exchange monetary value for goods or services with the convenience of a...
Gen Z Credit Cards in Canada: The Same But Different
Yahoo Finance talks about TransUnion’s recent survey on Gen Z in Canada, and how this segment of consumers born since...
Credit Card Features: What to Do When Benefits Get Cut
The New York Times tackles a current credit card issue in a story today at its Tech-Node, Wirecutter. It cites...
Credit Bureau Reporting Issue Passes the House: Can We Get this Right Without the Politics?
The credit act is a piece of legislation that aims to protect consumers when it comes to their credit arrangements....
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