State Bank of India IPO: Ready for Take Off, But Will Coronavirus Stymie Excitement?
The biggest news in global credit cards right now is the long awaited Initial Purchase Offering (IPO) for the second...
Credit Karma, Intuit, and Kismet: Credit Card Revenue Without the Risk
Intuit’s Credit Karma acquisition is one for books. Kenneth Lin, Credit Karma’s 42-year-old founder, sold his company to Intuit for...
Avoid the Flu: Use Your Credit Card (or the Case for NFC)
NFC, or Near Field Communication, is a wireless technology that allows two devices to communicate with each other when they...
May Day In Pay Day Loans: If Credit Card Interest Bothers You, Read This
Pay Day Loans are an ugly business. They focus on the credit impaired, and it is not unusual to see...
Millennials: More than Just Credit Cards to Worry About
Today’s NYT talks about how “Millennials Could Make the Fed’s Job Harder.” A young generation of aggressive savers could leave...
Happy Valentines Day: Credit Card Usage or “Love Hurts”?
How do relationships affect credit card usage? Today’s New York Times talks about a timely issue in “Your Cheatin Wallet,”...
Mastercard in China: A Day Late and a Dollar Short?
Mastercard's quixotic effort to establish a business in China was finally realized, but is China Central Bank’s approval too little...
Credit Card Accounting and CECL: Top Bank Impacts Are In
The Current Expected Credit Loss (CECL) accounting standard is a new requirement for financial institutions. It will replace the incurred...
CFPB, Citizens, and Credit Card Dispute Management: Too Little Too Late or Gotcha?
CFPB filed a lawsuit against Citizens Bank over the handling of credit card disputes. While we are not close enough...
Changing Credit Card Interchange: Ten Years in the Making
All parties benefit in the payment card transaction. Consumers exchange monetary value for goods or services with the convenience of a...
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