Credit Cards in China: Is Growth Too Rapid?
The ongoing issue of allowing global payment brands in China makes me scratch my head. Protectionism is one thing, but...
Synthetic Identity Fraud in U.S. Payments: The Fastest Growing Fraud Segment
The Federal Reserve published a report today on Synthetic Identity Fraud, and the impact to U.S. Payment System, which it...
Flashback Monday: WSJ 1959 – Credit Cards, Borrowing By Check Grow Rapidly
Today’s WSJ has a supplement to celebrate the newspaper’s 130th anniversary. The section is filled with business coverage dating back...
Credit Cards: As American As Apple Pie
A moment of reflection as we enter the 2019 Fourth of July summer-cycle. Credit cards are an American invention, a...
Shifting from Credit Cards to Installment Loans, from Sydney to Ho Chi Min City
The take up of installment loans at the point of sale is somewhat of a surprise. Card issuers in the...
Fintechs in Brazil: More Than Just Credit Cards, It Is the Super-App
Here is an interesting news pickup from Forbes on Fintechs in Brazil, suggesting if Indonesia’s mobile economy is the new...
The Chase Sapphire Credit Card: A Victim of Its Own Success?
Chase’s Sapphire card is certainly a success for both cardholders and the nation’s largest credit card issuer. The New York...
Gambling and Credit Cards: A Toxic Mix Gets Resistance in Australia
The whole gambling thing never made sense. A lottery ticket here and there seems harmless, and once Mega-millions hits the...
Credit Card Rewards: Citi Gives and Takes
Credit cards are better than cash. No need to carry a pocket full of cash. Unpredictable expenses? No Problem. And,...
Credit Card Banks: Not Stressing Stress Tests
It is always big news when banks fail; passing grades on recent stress tests lack the panache. It is worth...
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