Alt. Data and Credit Scoring: Interesting Idea at the Wrong Time
The concept of alternative data and credit card scoring needs to center on “why.” Credit is saturated in the United...
Chase Outmaneuvers Square, Putting Fun Into Fintech
Faster payments is a buzzword in retail banking which typically does not include credit card payments. The movement of money...
Standardizing QR Codes: ASEAN Fintechs Share Structures through Central Banks
The Association of Southeast Asian Nations (ASEAN), is a ten-member state alliance of Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines,...
Never Sleeping At Citi: Credit Cards Are Too Exciting to Miss
Chutzpah and global-aspirations were two words that defined Citi in the credit card business during the early 1980s. The bank...
QR Codes: Safe in Manufacturing, Maybe Not So Safe in Credit Cards
QR codes found their way into the payments ecosystem by accident, with the first application intended for manufacturing, followed by...
Credit Cards in Latin America: Hot in Chile, Cold in Argentina, Mexico Stumbles
Credit cards in Latin America have plenty of opportunity as the region moves towards financial inclusion, but each country's market...
Learning to Spend Like An American: Credit Cards in China
UnionPay and Ant Financial are successful lending models. In many ways, they are changing Chinese culture. In contrast to their...
Apple Credit Cards Outside the United States: Asia Says: “So What”
Two Asian news items stand out in today’s news, as part of the media flurry on the Apple credit card....
QR Codes Cause Angst in Asian Credit Card Industry
Here is a concerning spin on QR Codes and how they are disrupting the credit card industry. BC Card is...
Credit Card Data Capturing: The Tale of Two Bananas
Credit card systems must be irrefutable to ensure cardholder confidence. As you purchase, data passes through the merchant, to the...
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