Shifting from Credit Cards to Installment Loans, from Sydney to Ho Chi Min City
The take up of installment loans at the point of sale is somewhat of a surprise. Card issuers in the...
Fintechs in Brazil: More Than Just Credit Cards, It Is the Super-App
Here is an interesting news pickup from Forbes on Fintechs in Brazil, suggesting if Indonesia’s mobile economy is the new...
The Chase Sapphire Credit Card: A Victim of Its Own Success?
Chase’s Sapphire card is certainly a success for both cardholders and the nation’s largest credit card issuer. The New York...
Gambling and Credit Cards: A Toxic Mix Gets Resistance in Australia
The whole gambling thing never made sense. A lottery ticket here and there seems harmless, and once Mega-millions hits the...
Credit Card Rewards: Citi Gives and Takes
Credit cards are better than cash. No need to carry a pocket full of cash. Unpredictable expenses? No Problem. And,...
Credit Card Banks: Not Stressing Stress Tests
It is always big news when banks fail; passing grades on recent stress tests lack the panache. It is worth...
Yet Another Domestic Payment Scheme Hits the Market
Russia did it with Mir Card, to counteract U.S. sanctions. Union Pay did it in spades with their domestic payment...
Cheaper Credit Cart Rates As Fed Freezes Benchmark Rates?
Almost all credit cards peg their interest rates to the Prime Rate, plus “X.” That “X” varies by issuer and...
Pakistani Regulators Use Credit Card Data to Find Tax Fraud
All the buzz about financial inclusion is interesting. Yes, we are uplifting the masses and improving lives. But, as we...
Secured Credit Cards: No Longer Hard Money Lending, A Path to General Purpose Credit Cards
Secured credit card gave the business a bad reputation before the recession. The space was filled with third-rate lenders who...
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