5.5 And Holding: Fed Promises No More Rate Increases, Shielding Credit Cards
In the credit card business, where almost all cards index their rate to Prime + an X factor, you need...
Backfield in Motion: Goldman Sachs and Apple Get Serious About The Anticipated Credit Card
When Mercator Advisory Group first looked at the potential of Goldman Sachs (GS) extending their reach into consumer credit cards...
Wake Up and Smell the Coffee: Harmonizing Merchant-Issuer Credit Card Rewards at Chase and Starbucks
With or without Chase’s Starbucks card, loyalty members love the stars and points offered in the latest overhaul of a...
Synchrony: Creating a Super Private Label Credit Card
It looks like PLCC 2.0 has arrived. Instead of the business model linking iconic retailers, or top retail stores, Synchrony’s...
Bursting At The Seams: Whoa, Canada
The Ability to Repay credit card debt was a component of the CARD Act of 2009, which requires U.S. credit...
Credit Card Rewards: Easy But Not Cheap
You can’t argue that credit card rewards stimulate spending after almost 35 years since Citi’s American Airlines AAdvantage test, but...
Australia: Put the Brakes on Installment Lending or Watch US
As U.S. issuers look at the benefits of installment lending, it is important to keep an eye on what is...
Millennial Debt: $1 Trillion and Counting: Credit Cards, Mortgages, and Student Debt
Market Watch today has an interesting spin on the current Household Debt and Credit Report by the NY Fed, one...
Installment Loans: Credit Card Acquistion Tool, Retention Product or FinTech Line of Defense
Credit card issuers that dominate the industry, such as American Express, Chase and Citi have no intention of ceding the...
Kroger & Visa: Crying Wolf in Cincinatti or Sour Grapes
If you read today’s WSJ or NY Times, you will wonder about Kroger’s strategy to reject Visa at some (but...
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