Up All Night: The Plight of the Chief Risk Officer
There are differences between credit card bankers and corporate wholesale lenders, but my experience is there are types of bankers...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
UK Faster Payments Likely to See New Consumer Protections
The use of social engineering to dupe consumers out of their money is rising. In some instances, one really thinks...
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What age segment is most interested in mobile app card controls?
Younger consumers, particularly millennials and Gen Z cardholders, show the strongest interest in mobile app card controls. Features such as...
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ACH Keeps Growing Along
The ACH network continues to demonstrate its importance as one of the foundational payment systems in the U.S. financial ecosystem....
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Walmart Credit Cards: Playing Hardball in Payments (Again)
Breakups are rarely pretty. Today’s read comes from the WSJ and the American Banker discuss Walmart’s recently filed lawsuit which...
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What Percent of SMBs Carry Consistent Credit Card Debt?
24% of SMBs' report carrying a credit balance month to month Half of all SMBs report carrying credit debt occasionally...
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Mobile Self-Checkout Not Just For Big Merchants
Many equate mobile self-checkout apps with big retailers like Amazon or Sam’s Club given the size of the technology investment...
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What Percent of Millennial Owned SMBs Won’t Use Credit?
Half of millennial owned SMBs don't use a business credit card, but: those that do (45%) use business credit twice...
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Lend Your Kid Your Plastic, Expect To Get Burned
If you let your kid borrow your plastic to buy something online, there’s about a 50/50 chance that you’ll end...
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What Percent of SMBs Assign Credit Cards to Employees?
91% of SMBs will assign a business credit card to an employee 75% of business cards accrue rewards for the...
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