Expanding the Methods and Speed of Loan Payments for Banks and Other Lenders
It’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments...
Read moreDetails
Lending
Stay updated with insights on lending at PaymentsJournal. Discover trends, news, and expert analysis on advancements and innovations in the lending and financial services industry.
The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans:...
Read moreDetails
Four Banks Dominate Consumer Lending in Russia:
The credit card is one of the most common forms of consumer lending. Credit cards allow consumers to borrow money...
Read moreDetails
Buy Now, Pay Later: Merchants Need to Think About Plan B
Will BNPL as we know it, make it to the winter holiday season? Maybe not if you read the WSJ....
Read moreDetails
Fair Lending and Credit Cards: No Problems Here
Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned...
Read moreDetails
Installment Lending: Everything Old is New Again
BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
Read moreDetails
Consumer Asset-Based Loans: Are Fintechs Pennywise & Pound Foolish?
When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that...
Read moreDetails
Marqeta Survey Shines a Light on European Consumer Lending
Consumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to...
Read moreDetails
Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click...
Read moreDetails
Auto Loans, Credit Cards, and Personal Installment Loans: Who Lends What?
TransUnion, a top credit reporting agency, published numbers on lending sources. Spoiler Alert: Banks do not dominate every sector regarding...
Read moreDetailsMust Reads
©2024 PaymentsJournal.com | Terms of Use | Privacy Policy
