Installment Lending: Everything Old is New Again
BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
Read moreBNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
Read moreWhen a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that...
Read moreConsumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to...
Read moreTop Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click...
Read moreTransUnion, a top credit reporting agency, published numbers on lending sources. Spoiler Alert: Banks do not dominate every sector regarding...
Read moreNPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through...
Read moreThe WSJ reports on the trend of increased lending to subprime borrowers, and while it sounds like a great deal,...
Read moreOne early learning I had in banking goes back nearly four decades, to the days of COBOL. In setting up...
Read moreThis Wall Street Journal article highlights the reluctance of many companies to replace the London Interbank Offered Rate (LIBOR), a...
Read moreAsk a young person the last time they used cash, or even a physical credit card, to make a purchase...
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