Race and Credit Scores: It is a Social Issue, not a Scoring Issue
Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is...
Read moreDetailsAny lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is...
Read moreDetailsRegulators are often critical of credit bureaus, but it is ironic when you consider how federal government agencies toil with...
Read moreDetailsIt’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments...
Read moreDetailsTo build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans:...
Read moreDetailsThe credit card is one of the most common forms of consumer lending. Credit cards allow consumers to borrow money...
Read moreDetailsWill BNPL as we know it, make it to the winter holiday season? Maybe not if you read the WSJ....
Read moreDetailsFair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned...
Read moreDetailsBNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
Read moreDetailsWhen a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that...
Read moreDetailsConsumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to...
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