Lending

Consumer lending market share varies significantly by product, reflecting the different strategies, risk appetites, and strengths of banks, credit unions,...

NPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through...

Credit card issuers are expanding access to borrowers with lower credit scores, signaling a shift in lending standards as the...

One early learning I had in banking goes back nearly four decades, to the days of COBOL. In setting up...

This Wall Street Journal article highlights the reluctance of many companies to replace the London Interbank Offered Rate (LIBOR), a...

Ask a young person the last time they used cash, or even a physical credit card, to make a purchase...

It seems ironic that Buy Now Pay Later (BNPL) offerings are considered a touchstone of customer-centricity in today’s highly sophisticated...

With a handful of consumer-facing “neo-banks” now at scale and listed (or soon to be listed) on stock exchanges, there...