BNPL: The Frenzy Continues
If you ever tried a BNPL loan, you'd find that the process works well for consumers and merchants. BNPL does...
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Lending
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If Not for BNPL, How Would Buyers Have Made Their Purchase?
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BNPL Users are Most Likely to Own Debit Cards:
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Potential Pitfalls for Merchants Offering BNPL:
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Six Factors Merchants Should Consider When Choosing a BNPL Vendor:
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How AI, Machine Learning and Low-Code/No-Code Approaches are Ushering in the Next Generation of Future-Proof BNPL Initiatives
AI, Machine Learning and Low-Code, No-Code approaches are ushering in the next generation of future-proof Buy Now, Pay Later (BNPL)...
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BNPL Product Variations, Round III: CommBank Australia launches StepPay
As Buy Now Pay Later (BNPL) becomes a mainstream lending product, new models will emerge. The simple BNPL product, pay-in-four,...
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PayPal Disrupts the BNPL Model as it Strikes Late Fees
Nothing is free in life, and that holds for Buy Now Pay Later Lending. We discussed the marginal benefit of...
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Citi: Never Sleeping in Australia Consumer Lending, Credit Cards, or BNPL
Citi has a storied history in retail banking, or personal finance, in the days before electronic banking. Whether the business...
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Credit Card Interest Rates: Well-Intended, But Asking the Wrong People
The Senate Banking Committee holds a hearing about interest rate caps on July 29. The title is ominous: "Protecting Americans...
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