The PaymentsJournal Podcast

Consumer lending in the on-demand economy has created new opportunities for individuals and businesses with limited credit histories or financial...

The adoption of ISO 20022 is well underway, especially within central banks and larger institutions. This International Organization for Standardization...

Alternative payment methods have become increasingly popular among consumers due to their easy, efficient, and secure way to pay. Mobile...

An increase in product returns and less patience from customers have made the returns process a nuisance. Many businesses feel...

Having an outstanding and forward-looking loyalty program is a must for businesses in this highly competitive environment. Turning customers into...

Real-time payments are changing the way money moves within the U.S. With payments processed securely, efficiently, and instantly, this can...

For merchants, the customer payment experience is paramount to boosting conversions and avoiding involuntary churn. By taking a more proactive...

In the rapidly expanding world of buy now, pay later (BNPL) services, credit unions are finding ways to compete and...

Real-time payment systems are becoming more common around the world, and the United States is about to hit its stride...

Despite technology’s move to the cloud over the past decade, many payment processors still use old, outdated platforms that are...