The PaymentsJournal Podcast

Quantum computing may still be years away from breaking cryptography, but powerful quantum computers are rapidly advancing, and their impact...

Artificial intelligence has raised consumer expectations. Today, people can create a personalized event invitation, social media post, or digital experience...

Know Your Customer rules were designed to stop financial crime, but in practice, they are increasingly being bypassed by both...

Despite near-constant industry buzz, the days when artificial intelligence agents dominate e-commerce—and consumers widely complete in-store purchases with a palm...

When an AI agent buys the wrong product—or makes a purchase no one explicitly approved—the fallout isn’t just a customer...

For decades, banks could afford to move slowly. Now, speed is table stakes. In a world of instant payments and...

Not long ago, a concrete company and a takeout restaurant could end up running their business on the exact same...

Crossing $10 billion in assets isn’t just a milestone for financial institutions—it’s a turning point. What looks like a measure...

Fraud disputes are one of the fastest ways for banks to lose customers—and one of the least prioritized parts of...

Cross-border payments have long been defined by delays, fees, and a maze of intermediary banks. Stablecoins are changing that—offering a...