Truth In Data

The average American’s financial life is spread across a growing web of accounts—checking and savings at traditional banks, retirement and...

Americans are carrying more revolving debt than ever, and 2025 could push those numbers even higher. Credit card balances have...

Digital wallets have become an integral part of the modern payments ecosystem, offering consumers a fast, convenient, and secure way...

Pay-by-Bank is gaining traction as a fast, secure, and cost-effective alternative to traditional payment methods. By enabling direct transfers from...

In today’s competitive marketplace, consumer incentives have become a key strategy for businesses aiming to attract and retain customers. From...

The U.S. credit card industry remains one of the largest and most competitive segments of the payments market, with a...

As debit cards continue to play a central role in everyday financial transactions, understanding how many cards consumers hold offers...

Americans are holding more private-label credit cards than ever—store-branded cards tied to specific retailers rather than major networks like Visa...

Prepaid cards continue to hold a strong position in the payments landscape, offering convenience, flexibility, and control for a wide...

Over the past 12 months, consumer spending habits have continued to evolve, and so has the way people pay. We...