Managing a Single Chargeback Is an 8 Step Process between 4 Parties:
Managing a single chargeback is an 8 step process between 4 parties: The process begins when a cardholder files a...
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Truth In Data
Discover Truth in Data articles on PaymentsJournal. Uncover detailed data insights and trends in the payments industry to stay informed and make smart decisions.
When Consumers Dispute a Credit Card Transaction, Merchants Lose 4 Times or More:
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Cash Back Is Still the Dominant Reward Program, but Others Are Gaining Popularity
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Different Age Groups Want Different Card Rewards:
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Credit Cards Continue to be the Card of Choice
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Consumers in 2019 Have Different Motivators for Credit Card Spend Than Last Year:
Credit card spend motivators include everything from enticing sign-up bonuses to cashback and rewards programs. Many cardholders are attracted to...
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After a One Year Lull, Merchants Are Trying to Influence Customer Card Choice Again:
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7 Cardholder Tendencies by Income Level and Gender:
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2019 Saw a Significant Increase in Cardholders Accepting Credit Card Annual Fees
Credit cards can be a convenient way to pay for purchases, but they can also be costly if cardholders don't...
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While Credit Card Use Remains Steady, Velocity Has Declined:
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