Enhancing Retail Financing Strategies with Waterfall Lending
Retail financing is appealing to consumers and merchants alike. Consumers can make purchases without paying the total cost upfront, while ...
Tag: Consumer Behavior
Stay updated with insights on consumer behavior at PaymentsJournal. Explore trends, news, and expert analysis on consumer spending patterns, financial habits, and their impact on payments and banking.
The Delinquencies Are Coming! The Delinquencies Are Coming! Here’s What Credit Unions Should Do about Them
The economy is in a precarious situation due to the pandemic. As COVID-19 continues to spread, some industries—including live events ...
Blackhawk Network BrandedPay™ Holiday Report Forecasts Successful Season for Gift Card Sales; eCommerce Gift Card Sales Expected to Eclipse 12% Growth Seen in 2019
Consumers are shopping earlier, buying more gift cards and leaning on digital gifting this holiday season. These are among the ...
Why Digital Banking Transformation Needs to Center Around Payments
Digital transformation is a hot topic, especially during the ongoing pandemic. But while the focus has largely been around mobile ...
Brazil and the Evolution of the Payments Industry
In Brazil, the most common way to make payments is by cash. However, there are also a number of other ...
Will the Early Bird Catch the Worm this Holiday Season?
It’s official: the holiday season has begun. Given that holiday shopping usually picks up in mid-November, it’s safe to say ...
Financial Institutions Need to Update Their Payments Systems Infrastructure to Stay Competitive
The impact of COVID-19 pandemic has been wide ranging, affecting the lives of people and businesses. While moving to digital ...
Bill Pay Q&A: “Innovation is Key to Future Success”
The need for digitization is rising, especially in a prolonged COVID-19 environment. Consumers are increasingly demanding more from their payment ...
4 Factors Correlate to Debit’s Abrupt Rise to Top-of-Wallet
Debit cards have long been a top-of-wallet choice for consumers, but the pandemic has caused a shift in spending habits. ...
New Study Confirms Banks Need to Step Up Their Bill Payment Game to Meet Consumer Expectations
Each year, banks spend billions of dollars on technology. Yet, despite investing heavily in high-tech improvements, financial services executives might ...
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