Tag: Credit Card

Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.

EU Strong Customer Authentication (SCA) Mandate Won’t Eliminate Fraud or Need for Fraud Detection

Hacking the Credit Card Hackers

by Brian Riley

October 16, 2019

There is poetic justice when the hacker gets hacked, an issue reported by KrebsOnSecurity. Brian Krebs reported the recent hacking ...

Credit Card Interest Rates: The Ups and Downs

The Ups and Downs of Credit Card Interest Rates

by Brian Riley

October 15, 2019

Almost all credit cards peg their interest rates to the Prime Rate, plus “X.” That “X” varies by issuer and ...

Credit Card Collection Agencies Must Navigate 9 Federal Regulations:

by PaymentsJournal

October 15, 2019

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...

Ingenico Reports Record Breaking Singles Day

The One-Stop Shop for International Commercial Card Payments

by PaymentsJournal

October 15, 2019

International commercial card payments have long been an area beset with problems. Companies wishing to make cross border payments have ...

Millennials Value Trust and Want It All When It Comes to Credit Cards

by PaymentsJournal

September 26, 2019

A new CO-OP Financial Services white paper finds the attitudes and access of Millennials to credit cards are changing, just ...

Rules You Need to Know if You Have Good Credit

As Thomas Cook Tanks, Credit Cards Can Save the Day

by Brian Riley

September 23, 2019

If you are on holiday with 178-year-old British travel company, I hope you paid for the trip with a credit ...

Visa Acquisition, Plaid, asset-backed securities

Citing Civil War-Era Laws, Lawsuit Challenges Asset-Backed Securities

by Brian Riley

September 17, 2019

Asset-Backed Securitizations fuel the credit card industry by allowing credit card issuers to originate loans, sell the assets in bulk ...

Chase Outmaneuvers Square, Putting Fun Into Fintech

by Brian Riley

September 10, 2019

Faster payments is a buzzword in retail banking which typically does not include credit card payments. The movement of money ...

Three Factors Affecting the Future of QR Codes:

Standardizing QR Codes: ASEAN Fintechs Share Structures through Central Banks

by Brian Riley

September 9, 2019

The Association of Southeast Asian Nations (ASEAN), is a ten-member state alliance of Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, ...