Tag: Credit Cards

Our position on BNPL, since it hit the U.S. market, is that the model is unsustainable. Simply put, you can ...

Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...

Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned ...

Yesterday the Fed Funds rate climbed 0.50%, on top of March 17th’s 0.25% increase, which now brings the prime to ...

Many question the promises and results of the original Durbin Amendment, which grew out of the Great Recession. The Credit ...

Interchange rates are the fees that merchants pay to card issuers for the acceptance of credit and debit cards. These ...

Businesses hoping to issue personalized credit cards – rejoice! There is a great way to provide U.S. cardholders access to ...

BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just ...

There comes a point where the cost of collections exceeds the probability of repayment. Some sophisticated credit card issuers do ...

You lived through one of the 21st century's three recessions if you are reading this. First in 2001 came from ...