PaymentsJournal
No Result
View All Result
SIGN UP
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
PaymentsJournal
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
No Result
View All Result
PaymentsJournal
No Result
View All Result

Bolstering Business Brands with Discover® Global Network White Label Credit Cards 

By PaymentsJournal
May 3, 2022
in Credit, Featured Content, Featured Report, Industry Opinions, Merchant
0
0
SHARES
0
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn
card networks WeChat Bolstering Business Brands with Discover® Global Network White Label Credit Cards 

Bolstering Business Brands with Discover® Global Network White Label Credit Cards 

Businesses hoping to issue personalized credit cards – rejoice! There is a great way to provide U.S. cardholders access to over 60 million merchant locations in over 200 countries and territories without sacrificing brand centrality: adopt the Discover® Global Network (DGN) White Label Credit program. With top-slot network capabilities and unparalleled flexibility to meet the needs of both businesses and cardholders, the Discover® Global Network White Label Credit program delivers the best of all worlds. 

What is white labeling? 

White labeling refers to a product that is produced by one company, but bears the branding and logo of a different company that directly provides the product to consumers. The benefit of using white labeling is that you can take advantage of a successful existing product without having to devote time and resources to building or maintaining that product.  

Discover offers the opportunity for businesses to issue credit cards under their own brand while accessing the Discover® Global Network merchant network and payments infrastructure. Businesses will need an issuing partner, and Discover will serve as the network. 

Flexible options 

The Discover® Global Network supports two different White Label Credit Card programs: general-purpose and Restricted Authorization Network (RAN).  

  • The general-purpose option provides cardholders the ability to make purchases everywhere Discover is accepted. 
  • The Restricted Authorization Network allows issuing FIs to customize and confine acceptance to particular merchants or merchant categories. 

Depending on cardholder populations, issuers can open up access to all Discover-accepting merchants, or limit acceptance to specific merchant categories. If, for example, a business wanted to issue a travel card through RAN, the card could be designed for acceptance only with airlines, restaurants, and ride shares. The customizable preferences are virtually unlimited and easily adjustable. 

Broad functionality 

Across both program offerings partners will have all the features needed to run a successful credit card program: 

  • Chip and contactless functionality 
  • ATM access 
  • Cash at Checkout  
  • Mobile wallet access 
  • Token services 
  • Closed-loop / On-Us acceptance 

The partner has complete control of card branding: both general-purpose and RAN cards contain only the merchant or bank branding on the front of the card. 

Discover brings choice and brand boosting 

At the end of the day, each business or financial institution knows its customers best; knows its goals and risk strategy best; and knows what type of white label credit card experience is best for them. Bringing a credit card product to market requires a strong partnership with leading-edge capabilities, and the Discover® Global Network delivers all that while keeping the partner’s brand front and center.  

    Access Mercator Advisory Group’s whitepaper - Discover® Global Network White Label Credit Card: Putting Your Business First

    By supplying my contact information, I agree to the Privacy Policies listed below and authorize Escalent/Javelin/PaymentsJournal and/or Discover Global Network to contact me with personalized communications about future activities, products, and services. If you change your mind, you can unsubscribe at any time.
    Escalent Privacy Policy / Discover Global Network

    0
    SHARES
    0
    VIEWS
    Share on FacebookShare on TwitterShare on LinkedIn
    Tags: Card NetworksCreditCredit CardCredit CardsDiscoverMerchantMerchants

      Get the Latest News and Insights Delivered Daily

      Subscribe to the PaymentsJournal Newsletter for exclusive insight and data from Javelin Strategy & Research analysts and industry professionals.

      Must Reads

      Making Real-Time Payments a Reality

      Fulfilling the Promise: Making Real-Time Payments a Reality

      July 10, 2025
      mortgage

      The Rich Benefits of In-House Payment Systems

      July 9, 2025
      digital cards

      Beyond Plastic: Why Digital Cards Are the Future

      July 8, 2025
      What Premium Card Overhauls by Chase and Amex Reveal About the Credit Card Market

      What Premium Card Overhauls by Chase and Amex Reveal About the Credit Card Market

      July 7, 2025
      Rewire Acquires Imagen, Looking at Prepaid Cards for Migrant Workers

      Smells Like Team Spirit: What Makes Cobranded Credit Cards Work

      July 3, 2025
      uk banking outages

      New Continuous Strategies for Battling Account Takeovers

      July 2, 2025
      Fraud Monitoring

      What to Expect When Nacha’s Fraud Monitoring Rules Take Effect

      July 1, 2025
      payments

      Don’t Just React to What’s Next in Payments—Anticipate It

      June 30, 2025

      Linkedin-in X-twitter
      • Commercial
      • Credit
      • Debit
      • Digital Assets & Crypto
      • Digital Banking
      • Commercial
      • Credit
      • Debit
      • Digital Assets & Crypto
      • Digital Banking
      • Emerging Payments
      • Fraud & Security
      • Merchant
      • Prepaid
      • Emerging Payments
      • Fraud & Security
      • Merchant
      • Prepaid
      • About Us
      • Advertise With Us
      • Sign Up for Our Newsletter
      • About Us
      • Advertise With Us
      • Sign Up for Our Newsletter

      ©2024 PaymentsJournal.com |  Terms of Use | Privacy Policy

      • Commercial Payments
      • Credit
      • Debit
      • Digital Assets & Crypto
      • Emerging Payments
      • Fraud & Security
      • Merchant
      • Prepaid
      No Result
      View All Result