Tag: Credit Cards

Credit management is not as easy as it looks.  Sure, you can whiteboard a payment flow, but when reality hits, ...

HSBC is returning to the U.S. Card business.  The global bank exited the US market in 2011 when it sold ...

Rates are rising for consumers; it will not hurt banks but households will start to feel it.  Watch for another ...

Private label credit cards (PLCC) offer consumers an option to branded Mastercard and Visa plastics.  You need to keep an ...

Read Mercator’s recent report on PLCC and you will see it thriving in the U.S.;  read the Financial Post’s update ...

As the old business idiom goes, “you gotta spend money to make money.” Credit card companies are certainly peddling that ...

It is a classic case of “I love you but I hate you” as  Walmart’s merchant lobbyist makes an unfriendly ...

You need to take reports of record low employment with a grain of salt.  Yes, more people are working, but ...

Did you ever think you would need to encourage a generation to use their credit cards?  Apparel Magazine, a retail ...

Mercator maintains a position that ultra-high reward programs are not sustainable.  The market experienced Chase Sapphire slashing their 100,000 reward ...