Tag: Credit Score

I have personal experience with credit monitoring programs, mainly the product offered by Equifax. My strategy is to toggle it ...

The concept of alternative data and credit card scoring needs to center on “why.”  Credit is saturated in the United ...

Consumers in no-file and thin-file segments with little to no markers of credit assessment face significant challenges to credit access ...

Financial institutions, including credit bureaus and online lenders, are looking at alternative data sources as another way to create a ...

The growth of fintech has made financial services more widely available in developing countries. But while more people now have ...

Fox News reports on consumer report carding in China, and how 23 million people are blocked from traveling by train ...

It is hard to beat the good old FICO Score.  If you want to know the basics, all you need ...

A credit score is an important metric that affects many areas of our daily lives. It helps us get approved ...

Credit scoring, particularly the FICO Score, is a fascinating topic.  As a credit underwriter, good scoring can make decisions a ...

In a positive sign of economic recovery, average credit scores in the United States have reached a record high since ...