The Power of Next-Generation Overdraft Programs
It’s the end of overdraft as we know it. Large banks are reimagining their overdraft programs amid increased regulatory scrutiny ...
Tag: Fees
Explore the latest news and insights on fees in payments and banking, examining trends, regulations, and strategies for managing and optimizing costs in financial transactions.
Consumers Do Not Want to Pay a Fee for Instant Money Transfers:
In our digital world, instant money transfers have become the norm. Whether we're sending money to a friend or paying ...
CCI Report Shows Discriminatory Business Practices by Google
Billing options, or the ways in which a business chooses to bill its customers, can often be a source of ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
Visa Lowers Interchange Fees
In an effort to support small businesses recovering from the impact of the COVID-19 pandemic, Visa announced that it will ...
Seven Ways to Overcome Supplier Resistance to Digital Payments
Electronic payments offer a number of important benefits for both buyers and sellers — increased efficiency, greater visibility, enhanced security, ...
Fair Lending: In Credit Cards and Banking
One early learning I had in banking goes back nearly four decades, to the days of COBOL. In setting up ...
The Most Important Factors for Consumers Choosing a Credit Card:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Mobile Point-of-Sale Features Small Businesses Rank as Most Important:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
PayPal Disrupts the BNPL Model as it Strikes Late Fees
Nothing is free in life, and that holds for Buy Now Pay Later Lending. We discussed the marginal benefit of ...
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