Credit Card Collections: Safe Harbor for Work and You Get to See
My second adult job was in credit card collections at what was then Citibank, and I remember several family members ...
Tag: FICO
Stay updated on FICO-related news and insights. PaymentsJournal offers expert analysis on trends and innovations affecting credit scoring and the broader financial services industry.
Survey Says… We Need to Move beyond the Username and Password
If we were to be honest to ourselves, many of us would admit that we aren’t protecting ourselves online as ...
Credit Card Bureau Reporting in a COVID World
Just about every card issuer has a compassionate program to defer credit card payments for those impacted by COVID-19, but ...
Watch Your Credit Card Line: Your Behavior Counts
The U.S. credit card market has almost $4 trillion in open credit lines, and consumers "only" use $1 trillion as ...
Canadian Credit Card ABS: Canary in the Coal Mine for the U.S.?
Asset-Backed Securitizations (ABS), a Wall Street function, provide a funding source for top credit card issuers. You can learn more ...
In Payment Fraud, Timing is Everything
A write- up in PaymentsSource penned by FICO has a sobering summary of figures regarding deposit fraud from an American ...
Credit Card Reporting and FICO Scores: Less to Worry About During COVID-19
There's enough to worry about as countries and central banks fortify against financial shock. For consumers in the U.S., credit ...
How the New FICO Change Will Affect Small Business Lending
The FICO credit score could change this year, thanks to updates made by Fair Isaac, the company behind the scoring ...
In Real Time Payments Fraud: Lessons from APAC
Real time payments are in their infancy here in the U.S., which is a great time to look at the ...
In Credit Cards, Be Careful What You Ask For, And More Careful When You Don’t
It happens to me frequently, and probably to you also. You have a perfectly good credit card with a $10,000 ...
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