In Credit Cards, Every Basis Point Counts
A basis point is a relatively small number. For example, when a number is expressed as 12.34%, the last position, ...
Tag: Inflation
Stay updated on inflation’s effects on payments and banking. PaymentsJournal offers expert analysis and insights into how inflation is shaping the financial industry and consumer behavior.
Credit Card Growth: Marketer’s Dream or Credit Manager’s Nightmare?
It is still early in the game to prove whether the increase in consumer debt cited by the Federal Reserve ...
Credit Card Revenue: Hitting on All Cylinders
Third Quarter results are rolling in and credit card issuers delivered strong results. Happy Days are here again. At Bank ...
South Dakota: Credit Card Haven or the Cayman Islands for Banks?
For months in the early 1980s, I traveled from LaGuardia Airport in N.Y. to Minneapolis on either United or USAir, ...
Inflation: One of Three “I” Words That Affect Credit Cards
Interchange, Interest, and Inflation are three factors that affect credit cards. Interchange typically generates 20% to 30% of credit card ...
Credit Cards & Inflation: A Serious Concern in Consumer Credit
The most recent numbers on U.S. inflation, which the Bureau of Labor Statistics (BLS) tracks, is that the Consumer Price ...
High Inflation, Increasing Unemployment Threaten Retail Spending in India, Says GlobalData
India recorded an 11-year high wholesale price index (WPI) in April 2021 due to the rise in prices of oil, ...
Will the National Debt Sink the U.S. Economy?
The U.S. national debt continues to rise, sparking ongoing debate about its long-term effects on the economy. Some experts argue ...
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