Tag: Lending

Stay updated on lending industry trends and developments. PaymentsJournal provides expert analysis and news to help you navigate the evolving landscape of loans and credit.

Installment Lending: Everything Old is New Again

by Brian Riley

May 2, 2022

BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just ...

SMEs or Small Businesses? Both Need Support, In Different Ways

by Steve Murphy

April 29, 2022

This piece was dropped in The Scotsman by a senior at Mambu, the Berlin-based fintech delivering a BaaS platform to ...

PayDay Lending: Out on the Fringes and Still an Ugly Business

by Brian Riley

April 20, 2022

Credit cards often grab the headlines, but rates are highly regulated, the market is transparent, and competition is stiff. Standard ...

Consumer Asset-Based Loans: Are Fintechs Pennywise & Pound Foolish?

by Brian Riley

April 11, 2022

When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that ...

Marqeta Survey European Consumer Lending, Cash Flow-Based Corporate Lending

Marqeta Survey Shines a Light on European Consumer Lending

by Jordan Hirschfield

April 1, 2022

Consumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to ...

Top Drivers of Non-Traditional Installment Borrowing:

by PaymentsJournal

March 29, 2022

Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click ...

Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?

by Brian Riley

March 29, 2022

The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...

U.S. Household Debt by Type:

by PaymentsJournal

March 28, 2022

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

DoorDash Announces Financing

by Don Apgar

February 23, 2022

Restaurant delivery platform DoorDash announced the launch of DoorDash Capital, designed to provide financing and business working capital to restaurants ...