A Coronavirus Solution: Defer Household Debt as the World Gets Back on its Feet

The economic disruption caused by the pandemic forced policymakers, lenders, and financial institutions to rethink how they support consumers facing ...

Positioning Credit Cards for an Upcoming Mess: Apple Invokes the Golden Rule, Top Banks Follow

by Brian Riley

March 17, 2020

Today’s NYTimes provides a view on how credit card companies are positioning their businesses for unforeseen issues durng the Coronavirus ...

Credit Cards and COVID-19: Caution, but Not a Crisis (Yet)

by Brian Riley

March 13, 2020

The headline in today’s WSJ sums things up well in ten words: “Everything is Going Wrong All at Once for ...

Tips for Getting the Best Interest Rate on a Loan

by Lewis Robinson

March 13, 2020

A loan is a common solution for anyone (individuals or business owners) in need of additional funds. Loans are versatile, ...

Rent-A-Bank Lending: Clever or Sneaky?

by Brian Riley

March 12, 2020

Today’s WSJ talks about how some non-bank lenders are circumventing local state laws on usury caps by placing loans in ...

Oh Look, Another Digital Bank Launches

by Sarah Grotta

March 11, 2020

TechCrunch reported that Credit Sesame, the company that offers loans and opportunities for consumers to improve their credit, has launched ...

The Rise of Marketplace Lending:

by PaymentsJournal

March 6, 2020

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...

Older Small Businesses Are the Least Likely to Choose an Online Lender:

by PaymentsJournal

February 25, 2020

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...

Credit Card Accounting and CECL: Top Bank Impacts Are In

by Brian Riley

February 11, 2020

The Current Expected Credit Loss (CECL) accounting standard is a new requirement for financial institutions. It will replace the incurred ...

NatWest and Soldo Collaborate to Offer SME Loans in the UK

by Sue Brown

January 16, 2020

NatWest is considered one of the big four clearing banks in the UK, with over 960 branches across Great Britain. Operating under the name Esme Loans, ...